It appears that a custom card cannot be made where only a text area can be personalized. A transparent image area must first be designated and placeholder selected. Only then can a text area be designated and the card saved. Correct?
Also realized that an image area can be designated (and placeholder) even though a transparent area does not exist for it - thus allowing a text area to then be specified. The image does not seem to show up. Will this actually work?
 
Thanks,
Lloyd

Thanks. That's what I expected. Hope to see this feature soon.